By taking out a life insurance policy, you could provide your family with consistency and solace during an extremely difficult time. It will allow your loved ones to manage financially and the money they receive can cover things like mortgage or rent payments, schooling or university fees, the general cost of living, a car or to maintain their current lifestyle.
Should you pass away, the beneficiary of the lump sum can be whoever you like including your partner, children or parents. It can be left to anyone who relies on you financially or who you would like to support after your death.
Critical illness cover will pay out a lump sum to pay off your mortgage should you become seriously ill or disabled and are unable to work. Rather than a monthly income you will receive a lump sum once you have been diagnosed with a serious illness including several (not all) types of cancer, a heart attack, stroke, MND or MS and your life expectancy is less than 12 months. The conditions you are covered for can depend on any pre-existing medical conditions but this will be explained to you when you take out a policy.
The amount of cover chosen will always remain the same for the duration of your policy, unless you make a change.
Gary Fowkes comes with over 12 years of mortgage advice and protection experience, meaning you will be in good hands throughout the entire process and get the tailored advice you need, when you need it, from an expert.
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