Working Hours: 9:00am - 6:00pm | Phone: +01509 323660

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Advice Loughborough > First Time Buyer Mortgage

Mortgage Broker First Time Buyer

First Time Buyer mortgage expertise

At Derngate Wealth Management we have a great depth of expertise as mortgage broker for First Time Buyers and will help your dream home to become a reality.

young man and woman looking at properties in estate agent window

We understand that with so many choices on offer and decisions to make when it comes to approaching your first mortgage, it can be overwhelming. The number of people stepping onto the housing ladder with a mortgage in 2021 reached its highest level for 19 years, so you aren’t alone.

The mortgage market for First Time Buyer mortgages is buoyant and although many elements of the first time buyer market have changed over the years, including criteria for eligibility and affordability, First Time Buyer mortgages can be secured both quickly and easily.

Guiding you from start to finish

Providing the deposit is the first major step in your home buying journey, and being able to put down a larger deposit will enable you to choose from an array of lenders, helping you to secure a more attractive mortgage deal. Mortgages are available for first time buyers with a deposit as little as 5% but we will advise you on the best way to approach buying your first home. We can also offer advice on how to improve your chances of being approved for a mortgage before you apply, along with advice on the best way to save for that all-important deposit.

We believe that first time buyers need care and attention to guide them through the process from start to finish, along with our expert advice. Your dedicated mortgage broker at Derngate Wealth Management will be with you every step of the way, calculating exactly how much you can borrow, finding the right deal for you and calculating what your costs will be.

Ready to buy your first home?

  • The more deposit you can put down on a property the better the mortgage deal you’ll be eligible for.
  • Check your credit score and ensure the information is correct. If anything has adversely affected your score, we can advise on how to rectify this and improve your score.
  • How much can you afford each month? If you are embarking on home ownership make sure it is affordable - take into account all of your monthly outgoings including luxuries and hobbies.
  • Any debts will be taken into account when you are offered a mortgage, so we advise trying to reduce these before application.
  • Before deciding on an area in which to live, check the local amenities, public transport links and school catchments if you have children.

Why Choose Us

clock icon

Loughborough
Mortgage Advice

Your mortgage is probably the largest financial transaction you are likely to make. As mortgage brokers Loughborough, we will guide you and ensure you select the product suited perfectly to your circumstances.
person icon

12 Years of
Experience

Gary Fowkes comes with over 12 years of mortgage advice and protection experience, meaning you will be in good hands throughout the entire process and get the tailored advice you need, when you need it, from an expert.

trending up arrow icon

Free No
Obligation Quotes

We offer no obligation mortgage quotes. Give us a call or complete the call back form and one of our team will call back shortly. For the most suitable mortgage quote, we would need discuss your circumstances in more detail.

Request a call back?

Would you like to discuss a first time buyer mortgage with a mortgage advisor Loughborough?

Have any questions and want general mortgage advice or guidance on mortgage protection? If you are worried about your credit score then speak to our mortgage advisor for bad credit

Please complete the form and I will contact you as soon as possible.

Read our Privacy Policy to learn more about us and what we do with our data.



Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not charge for the initial consultation but there may be an administration fee payable when an application is submitted, this fee is usually £499 and we are also paid commission from the lender.